Financial Inclusion
Startups

YAP is the leading API infrastructure company that helps businesses connect and roll out their own branded products. The company works with banks and financial institutions as product providers. It offers end-to-end program management services over a bundle of APIs that covers Bank Accounts, Term deposits, and a wide gamut of payment products, including Debit, Credit, Prepaid, Travelcard, QR, UPI, NETC toll payments.

To date, 300+ businesses across Fintech and financial institutions have leveraged YAP’s platform. Their API products have been utilized by top tech companies such as OLA, CRED, PaisaBazaar, RazorPay, BankOpen, Finin, and others. The modular mobile-first API platform is backed by leading Banks and allows companies to develop, test rapidly, iterate their own branded debit, credit, and prepaid offerings.

ONI Impact Thesis

By building digital infrastructure that enables businesses from varied industries to deliver multiple financial products to their customers on the fly, YAP is enabling usage of a wider range of financial products among the Next Half Billion. By providing a modular “bank-in-a-box”, YAP simplifies management of financial products for businesses and opens up additional revenue streams for them.

Why We Invested
Arrow Right Blue

Founders

Madhusudanan R, Muthukumar A, Prabhu R
Madhusudanan R, Muthukumar A, Prabhu R
Co-Founders

milestone