Indifi is a lending platform that makes the financing process for MSMEs more efficient and transparent by connecting institutional lenders to MSMEs seeking loans and provides complete lending life-cycle support including transactional data to aid underwriting, execution support, loan monitoring, payment management, and customer service. To obtain financing from these lenders, borrowers digitally submit documents through the company’s online platform, and approved loans are credited directly to borrowers’ accounts.
ONI Impact Thesis
By smartly using technology to source and underwrite loans, Indifi makes it easier for small business owners to access formal credit and capital for their growth. By blending smart data analytics, strategic partnerships with supply chain aggregators and institutional lenders, Indifi is changing the landscape of unsecured lending to MSMEs across India, a critical backbone of the country’s economy.