IntelleGrow provides affordable and flexible loans to impact-oriented small and growing businesses throughout India. These businesses often lack liquid collateral or a profitable track record, making it nearly impossible to access debt funding from traditional banks and large lenders. IntelleGrow understands their challenges and provides accessible and flexible debt that is uniquely designed to unlock their growth potential.
In particular, IntelleGrow targets early stage businesses that combine a viable and scalable operating model along with the potential to generate positive social returns. IntelleGrow’s innovation lies in 1) creating a tailored credit evaluation process; 2) designing flexible, customized products; and 3) reducing risk of default through structures like ring-fencing profitable assets and receivables escrow. IntellGgrow’s vision is to deploy more than $30m (250 crores) by 2015.